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Visceral Adventure's avatar

I want to talk to someone but I know the convo would be pointless as I’m still in the swamp of medical debt repayment. But if all goes well, in three years (I’ll be 50! Lol) I can start thinking about investing in my future… yikes! Maybe my kids will end up more financially stable than I and wouldn’t mind caring for their mom.

John Wright's avatar

I'll send you an email.

Investing has changed over time. It's never too early nor too late to start.

Perhaps educating your children about money is the best investment you could possibly make! Give them the start we never had!

Visceral Adventure's avatar

That’s what I’m trying to do! I’ll look for your email! 🙏

MichaelH: Storyteller's avatar

I started to write a comment a couple of days ago and realized I was writing my own essay on the subject. IF anyone cares to read it ....

https://michaelh629.substack.com/p/financially-sound?r=1nb51a&utm_campaign=post&utm_medium=web

The summation is I have found it better for myself to be content, rather than comfortable, with my situation no matter what level of financial wealth I am at. I have driven myself batty trying to obtain a level of "comfort" where money is concerned.

Any comments/thoughts shared on my page would be most welcome.

Thanks again John for helping to get the creative juices flowing.

John Wright's avatar

I'll go read your "essay". 😇

I agree, it would be easy to drive yourself "batty" trying to obtain "comfortable money". Being "satisfied" is a very reasonable goal.

MichaelH: Storyteller's avatar

Being happy no matter where you are in life is not always easy, but it's simple. At some point in my mid to late 20s I heard someone say, "live simply so others can simply live." It took me a while to grasp the concept and then eventually I understood it applies to ALL aspects of life, even personal finances.

John Wright's avatar

Humans love to make things complicated though!

MichaelH: Storyteller's avatar

Ain't that the truth!!! Some people thrive off the chaos they create for themselves. Others find some sort of sick satisfaction from making things more complicated than need be. Its a form of martyrdom. They get to feel sorry for themselves and play the pitiful Pearl roll. "Oh woe is me."

John Wright's avatar

{smile} It's a challenge balancing between "Woe is me" vs "My life is awesome".

MichaelH: Storyteller's avatar

I promise, I did not find that balance for myself right away in life. Nor did it come without some bumps and bruises to my ego. But, eventually, once I surrendered my life over to the care of my Creator that struggle for peace of mind became less troublesome. But for the grace of God, there go I.

Heather B's avatar

Good questions to ponder. You didn't ask but my advice is to marry someone whose financial behavior mirrors your own. This greatly reduces conflict. 💕

John Wright's avatar

Absolutely! ❤

Who you choose to share your life with is perhaps the most important decision (decisions - might be plural!) anyone will ever make. Fortunately, my wife was a perfect fit for me financially. Unfortunately, she passed away 16 years ago so I've lost my "best friend" to discuss ideas with. Having someone else to explore your plans with is very valuable!

Heather B's avatar

Very sorry for your loss.